FundingPips Prop Firm Review 2025 — Top Evaluation, Low Fees & Up to 100% Profit Split

Introduction

If you’ve been around the prop trading world lately, chances are you’ve heard the name FundingPips pop up — and for good reason. Founded in 2022 by Khaled Ayesh and based in Dubai, FundingPips has quickly become one of the fastest-growing prop firms in the industry. In just a few short years, they’ve built a massive global community, attracting traders from over 195 countries and paying out more than $140 million in profits. Not bad for a firm that’s still relatively new on the scene.

FundingPips was built around a simple but powerful idea: “Your skill is our capital.” In other words, if you can trade profitably and manage risk, they’ll give you the funding you need to scale. The firm stands out by offering low-cost entry challenges, no strict time limits, and flexible trading conditions — something that many other prop firms still struggle with.

Whether you’re a swing trader, scalper, or someone running automated strategies, FundingPips gives you options. You can choose between one-step or two-step challenges, or even skip the process entirely through their instant funding model. Combine that with potential profit splits of up to 100%, and it’s easy to see why so many traders are giving it a try.

Of course, like any fast-growing firm, FundingPips has its share of mixed reviews. Some traders praise its quick payouts and easy-to-follow rules, while others mention execution hiccups or extra verification steps before withdrawals. But that’s part of what we’ll unpack in this review — the good, the not-so-good, and what it’s actually like to trade with them in 2025.

We’ll break down everything — from account types, profit splits, and trading rules to how using a high-performance TradingVPS can boost your results. So, if you’re thinking about joining FundingPips or simply comparing prop firms to find your best fit, grab a coffee and let’s dive in.

Account Types & Challenge Details

FundingPips offers multiple evaluation paths designed to accommodate traders at different stages — from cautious beginners to confident professionals. The options include two varieties of Two-Step Evaluation, a One-Step challenge, and a Zero / Instant Funding program. Each model comes with its own profit targets, drawdown rules, and pricing structure.

Unlike many prop firms that enforce strict time limits, FundingPips often allows unlimited trading days in the challenge phases. You only need to meet minimum trading day requirements (commonly at least 3 days) before being eligible for evaluation success. This flexibility gives traders the breathing room to trade strategically rather than rush toward targets.

For pricing, entry fees are relatively low: for instance, a $5,000 evaluation may cost around $29 to $59 depending on the challenge type. These fees are often refundable after your first successful payout in the standard challenge programs. (Note: the Zero Program / instant funding option might not permit refunds.)

FundingPips also supports scaling programs: once you’re funded and consistent, you can grow your capital allocation gradually — scaling your account toward higher tiers (e.g. beyond $100,000 or even up to $2 million in some plans).

In essence, FundingPips gives you choice: fast challenge, more gradual challenge, or instant funding — depending on how confident you are and how aggressive your trading approach is.

Profit Splits & Withdrawals

One of FundingPips’ strong selling points is its generous profit splits. Depending on your performance and the reward cycle you choose, splits can begin around 80% for traders and climb up to 100% at elite levels.

Payout cycles are flexible: you can opt for weekly, bi-weekly, monthly, or even on-demand withdrawals, depending on which challenge or account level you’re in.

However, payouts are subject to conditions. Traders usually must satisfy a minimum active trading period, comply with all rules (e.g. not break drawdowns), and in some cases cross a minimum profit threshold (for example, 1% of the account balance).

Many user reviews praise the speed of FundingPips’ withdrawals, citing processing times of 24 to 48 hours for approved requests.
Still, there are some complaints online. Some traders claim that once they pass evaluation, the firm imposes extra steps — like interviews or delays before actual live funding is enabled — or holds back withdrawals under special scrutiny.

Also worth noting: a small withdrawal processing fee (e.g. ~$10) may apply depending on the method and the amount.

Trading Platforms & Instruments

FundingPips supports several modern and popular trading platforms: MetaTrader 5 (MT5), cTrader, and its own MatchTrader platform. These are accessible via desktop, web, and mobile interfaces.

In terms of tradable markets, FundingPips offers a diverse selection:

• Forex pairs (major, minor, crosses)
• Indices (global equity indices)
• Metals / Commodities (e.g. gold, silver, oil)
• Energies
• Cryptocurrencies

These instrument choices allow traders to diversify and combine strategies across asset classes.
Spreads and commissions are competitive: some currency pairs start as low as 0.1 pips in favorable conditions. Commissions may vary depending on challenge models — in more premium or instant funding options, commission per lot may be higher.

Execution quality is often highlighted as a positive by users, though some traders report more slippage in later phases, especially under high volatility or news.

The combination of modern platforms, a decent instrument set, and relatively tight costs makes FundingPips attractive for most mainstream trading strategies.

Trading Rules & Flexibility

FundingPips provides a relatively flexible environment, but with guardrails to maintain risk control and fairness.

Strategy Freedom

Most evaluation and funded accounts permit EA / algorithmic trading, at least in earlier challenge phases. This is a plus for quantitative or system traders.
Hedging, holding overnight, and weekend trades are generally allowed (subject to swap fees).

However, once in funded accounts (especially Master level), news restrictions often come into play: trading close to high-impact releases is disallowed (e.g. a few minutes before and after news). Violating this can void profits or penalize accounts.

Drawdowns & Loss Rules

Daily drawdown limits (e.g. 3% to 5%) and static total drawdown (e.g. 6% to 10%) are enforced. Exceeding these limits typically leads to immediate challenge failure or account termination.

Limits may tighten in advanced or instant funding programs. For example, the Zero Program may have stricter daily limits (3%) or buffer requirements.

Time Constraints & Minimum Days

Although many challenge models offer unlimited time to reach targets, there is usually a minimum number of trading days required (often 3) before the account qualifies for payout.
One advantage here is that you aren’t forced to rush to hit targets — you can pace your trading in less volatile periods if you prefer.

In sum, FundingPips strikes a balance: it allows reasonably free strategy choice while enforcing key constraints to maintain fairness and stability.

TradingVPS Integration & Advantage

In the world of prop and futures-style trading, milliseconds can decide whether you capture or miss a profitable opportunity. For many funded traders, reliable execution and zero downtime aren’t luxuries — they’re essentials. That’s exactly where a high-performance TradingVPS provides a true edge.

Why TradingVPS Elevates Your FundingPips Experience

With a well-configured VPS, your orders route faster, slippage diminishes, and your trading platform stays live even if your local machine or internet goes down. Particularly when scalping or trading around high volatility, this difference can mean the difference between passing and failing a challenge.

Optimized for FundingPips Infrastructure

Our TradingVPS solutions are built with trading performance in mind. Designed on Windows Server 2022, outfitted with high-frequency CPUs, NVMe SSD storage, and dedicated network bandwidth, it ensures your orders flow swiftly into FundingPips’ liquidity pools.
We target 0–1 ms latency connections to common prop/trading servers, allowing ultra-fast fills and tighter execution.
Plans scale from Starter (for individual accounts) to Ultimate that handle multiple funded accounts or heavy EAs. All variants include DDoS protection, automated backups, multi-monitor support, and global access via encrypted remote login — ideal for professional multi-chart setups.

Reliability You Can Trust

With a 99.99% uptime SLA and auto-failover systems, your positions and expert advisors remain connected 24/7, even under local outages. That means fewer missed entries, fewer disconnects, and greater confidence when trading near evaluation thresholds.

Seamless Compatibility

TradingVPS supports MT5, cTrader, and MatchTrader — all platforms supported by FundingPips — so you can deploy your EAs, custom indicators, and strategies exactly as you would on your desktop.
Whether you’re managing multiple FundingPips accounts or deploying algorithmic strategies across assets, our infrastructure ensures no bottlenecks or lag slow you down.

Key Benefits at a Glance

• Ultra-low latency (0–1 ms) to broker & prop firm servers
• Dedicated CPU, RAM, and network resources (no shared throttling)
• 99.99% uptime with failover protection
• Support for MT5, cTrader, MatchTrader
• DDoS protection, encrypted login, automatic backups
• Multi-monitor capability for advanced analysis

With the right VPS in place, your technical edge aligns with FundingPips’ trader-friendly structure — giving you the performance foundation to meet exacting drawdown and profit targets reliably.

Support & Educational Resources

FundingPips maintains a strong support presence, promoting itself as accessible and trader-centric. They provide 24/7 customer service via live chat, email, and active Discord channels.

Many user reviews praise prompt, helpful responses and clarity in resolving issues — especially for payout requests or rule clarifications.

On the educational side, FundingPips offers blog articles (for example, a guide on its 2-step evaluation model) to help traders understand the firm’s rules and approach.
The Discord community is a major asset: traders exchange ideas, ask questions, share strategy insights, and help newcomers. Their community size is large, which helps for peer support.

However, compared to some prop firms that provide structured courses, mentorship, or dedicated training tracks, FundingPips’ educational materials are more incremental and less formalized. Traders who need step-by-step coaching might find it somewhat limited.

Pros & Cons

Pros

• Affordable entry — evaluation costs start low (e.g. ~$29–$59)
• Flexible challenge models (1-step, 2-step, Pro, Zero) suited for various trader styles
• Profit splits up to 100% at advanced levels
• No strict time limit in many models — trade at your own pace
• Fast and flexible payouts (weekly, monthly, on demand)
• Modern trading platforms and instrument variety
• Strong community support, solid reputation in reviews (e.g. Trustpilot)

Cons

• Some users report increased slippage or worse fills in phase 2 vs phase 1.
• Complaints about delays or extra verification steps between evaluation and live funding phases.
• Payout conditions may include minimum thresholds and withdrawal processing fees.
• News trading rules can be restrictive once funded — you may not be able to trade around high-impact announcements.
• Educational content is not as robust as firms with dedicated training schools.
• Some regions/countries may face restrictions based on compliance and risk policies.

Final Verdict

FundingPips is among the more flexible, affordable, and trader-friendly options in the prop firm ecosystem. Its variety of challenge models, generous profit splits, and minimal time pressure make it accessible for traders of different styles and risk tolerances.

Yet it’s not perfect. Execution consistency, especially in later stages or volatile periods, remains a reported concern. The possibility of extra steps between challenge completion and live funding also adds uncertainty. For traders who demand rock-solid fills at all times, combining FundingPips with a high-performance TradingVPS can mitigate execution risk and unlock the firm’s full potential.

If you’re a disciplined trader with moderate capital and want a fair platform with room to grow, FundingPips is worth serious consideration. But always start with a smaller account to test execution, payout reliability, and whether the environment works for your style.

Best for: Traders who value transparency, flexibility, and ability to scale.
Less ideal for: Ultra-low-latency scalpers under extreme market stress, or traders who rely heavily on high-impact news setups without restrictions.

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